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Blue tarps on several roofs along a North Texas street after a severe storm

Storm Damage Roof Repair in Dallas-Fort Worth

Limbs on the roof, shingles in the yard, water in the hall closet. Call one free number any hour and you are put through to an independent, locally owned roofing company that works across Dallas-Fort Worth.

When a North Texas storm tears into a roof

Storm damage roof repair in Dallas usually begins with something you can see: a limb across the ridge, shingles scattered on the driveway, a patch of bare felt, or a ceiling stain that appeared overnight. Underneath that obvious damage there is usually more, and finding all of it is what separates a lasting repair from a patch that leaks in the next storm.

Thunderstorms here bring three threats at once. Straight-line wind lifts and rips shingles, hail bruises them, and the trees that shade so many DFW streets drop branches onto the roof. Tornadoes add a fourth, rarer threat that can lift whole sections of decking. Each leaves its own marks, and a good roofer checks for all of them instead of fixing only the one you pointed out.

DFW Expert Roofers is a phone line, not a contractor. It answers at any hour, takes down what happened, and puts you through to a locally owned, independent roofing company working in your part of the metroplex. That company handles the inspection, the estimate and the repair.

Large oak limb lying across the roof of a brick ranch home after a storm, with wet pavement in front

Leave the roof to the roofer. A wet or storm-hit roof is slippery, and damaged decking can give way, so keep off it and keep the ladder put away. Stay clear of any downed power line and report it to Oncor or your local electric utility, or call 911. Inside, pull furniture and electronics away from the drip, set out a bucket or towels, and keep everyone out of a room where the ceiling is sagging. Take photos from the yard and from inside, then call your insurance company and a roofer.

Storms that left their mark on DFW roofs

The National Weather Service calls a thunderstorm severe once it produces wind of 58 mph or hail an inch across. Storms in this region pass that bar every spring, and several have done damage on a citywide scale.

May 28, 2024: the morning windstorm

A line of storms tore across Dallas early on a Tuesday morning. Fox Weather reported a 75 mph gust at Dallas Love Field and 83 mph near Denton, and DFW Airport logged 77 mph. Trees, fences and roofs were damaged from downtown to North Dallas and Irving, Dallas County declared a disaster, and Oncor later called it the most impactful storm ever in its Dallas County service area.

October 20, 2019: North Dallas tornado

An EF3 tornado cut a path through North Dallas on a Sunday night, the National Weather Service in Fort Worth found, damaging homes, schools and shopping centers along its track. Roofs near the path lost decking as well as shingles, which means a full structural look before any new roofing goes on.

December 26, 2015: Garland and Rowlett

Twelve tornadoes touched down in North Texas the day after Christmas. Texas Public Radio reported that hundreds of homes were damaged in Rowlett and Garland, a reminder that storm season here does not end in June.

Hail has its own long record in the region; the hail damage page covers it, and the wind damage page goes deeper on shingles that lift and crease.

What storm repair on a roof usually includes

The word "repair" covers a wide range after a storm. On one house it means replacing a dozen shingles near the ridge; on the next it means new decking under the spot where a limb came through, new flashing, and a ceiling that has to dry out before anything is painted. The scope a roofer writes up should name each of these pieces separately.

The surface

Missing, torn or creased shingles; ridge caps blown off; loose drip edge; hail bruises across a slope. Replacement shingles should match as closely as the market allows, and the estimate should say what happens if an exact match is no longer made.

The structure

Punctured or cracked plywood decking, a broken rafter, or a sagging section where a heavy limb landed. Structural work is priced and permitted differently from shingle work, so ask whether any is included and how it will be measured.

The openings

Flashing at walls and chimneys, pipe boots, attic vents and skylights. Wind and debris bend and loosen these metal and rubber parts, and a leak at one of them often gets blamed on the shingles.

The inside

Wet insulation, stained drywall, a swollen ceiling. Many roofing companies stop at the roof deck and leave interior repairs to others, so ask early who handles what and get it in writing.

From the storm to the finished repair: a timeline

No two storms play out the same way, and how quickly a roofer can come depends on that company and on how many roofs the storm hit. The order of events, though, is fairly steady. Here is how a storm repair in Dallas-Fort Worth usually unfolds.

  1. While the storm is still overhead. Stay inside and away from windows. Nobody, homeowner or roofer, should be on a roof during lightning or high wind.
  2. Once it passes. Walk the yard if it is safe and there are no downed lines. Photograph the roof from several angles, any shingles or limbs on the ground, and every wet spot inside. Note the date and time.
  3. The first call. Ring the free line and say what you see. You are transferred to a local roofing company; if it cannot answer, it receives your name, number, town and how urgent things are so it can call back.
  4. Keeping the rain out. If the roof is open, the roofer you reach can talk with you about a tarp or a temporary patch. Ask what it costs, how it will be fastened, and that it be photographed before and after.
  5. The inspection. The roofer checks each slope, the flashing, the vents and the attic, then shows you photos of what it found. Many roofers look at storm damage at no charge; ask on the call.
  6. The claim, if you file one. You report the damage to your insurer. The Texas Department of Insurance advises telling your company as soon as you know about damage, since policies set their own reporting deadlines.
  7. The adjuster's visit. The insurer sends an adjuster. You can ask your roofer to be there to point out what it found, but the claim stays between you and your insurer.
  8. Permit and scheduling. If the job is large enough to need a permit in your city, the roofer applies for it. You get a written contract with the scope, materials, price and start date before work begins.
  9. The repair and the paperwork. After the work, ask for the final invoice, photos of the finished roof, the permit final if one was pulled, and the warranty terms.

The printable hail and storm claim checklist puts these steps on one page you can keep with your policy.

Permits for storm repairs in Dallas

The City of Dallas spells out its storm rules on its building inspection pages. Small fixes, such as replacing a few shingles or a vent, do not need a permit. Replacing a large section of the roof, or the whole roof, does. When only shingles and decking are involved, the roofing permit can be issued over the counter or online, but work on the framing calls for a building permit.

Dallas also requires a registered contractor on the permit application. A homeowner doing the work personally can file an exemption instead, which is one more reason to be wary when a door knocker asks you to pull the permit in your own name. The city's building inspection line for these questions is 214-948-4480.

Other DFW cities write their own rules, and some require roofers to register before they work there. Each town page notes what that city requires.

Homeowner standing on the front lawn taking photos of the roof of a two-story brick home

Storm chasers, contracts and your deductible

After a storm makes the evening news, trucks from out of the area roll into the hardest-hit neighborhoods within days. Some do honest work. Others take a deposit, put on a roof that fails early, and are gone by the time the warranty matters. A few signs deserve a second look: pressure to sign the same afternoon, a contract with blank lines, a request for most of the money up front, and any talk of making your deductible "go away."

Texas law is clear on that last one. A contractor may not waive or absorb your insurance deductible, and a contractor may not negotiate your claim as if it were a public adjuster. Read the contract slowly, keep a copy, and do not sign an assignment of your insurance benefits without understanding what it hands over.

Homeowner reading a printed roofing contract at a kitchen table beside a coffee mug

Your deductible is yours to pay. The Texas Department of Insurance warns that a contractor may not waive your deductible, rebate it, or pad the estimate to cover it, and that a contract of $1,000 or more paid with insurance money must include a notice that you owe the deductible. Your insurer may ask for proof you paid it. A contractor also may not act as a public adjuster on a property it works on or may work on. If a roofer offers to "take care of" the deductible, hire someone else.

Questions to put to the roofer before you sign

  • Which parts of this damage came from the storm, and which are age or wear? Show me in the photos.
  • Is any decking or framing broken, and how will extra sheets of plywood be priced?
  • Does my city require a permit or contractor registration for this job, and who is getting it?
  • What shingle are you matching, and what happens if the exact color is discontinued?
  • Can I see a certificate of insurance sent straight from your insurance agent?
  • What warranty covers your labor, how long does it last, and is it in writing?

No state license for roofers. Texas does not license roofing contractors. A 2025 bill that would have had the state license re-roofers (HB 3344) cleared a House committee but never got a floor vote, and it died when the session ended. That puts the checking on you: ask for a certificate of liability insurance sent to you by the roofer's insurance agent or insurer, a written contract that lists the full scope, the permit or contractor registration your city requires, addresses of nearby jobs, and proof the shingle warranty was registered. The line does none of this checking for you. How to check a roofer in Texas.

How the free line fits in

The call costs nothing and you are not obligated to hire anyone. The line's part ends once you are connected.

  1. Dial the lineAn automated assistant picks up (469) 649-7066 any time and asks what you need. The same number also takes air conditioning, heating and pressure washing calls, so say "roof".
  2. Tell it about the roofHail, a drip in the ceiling, shingles in the yard, a tree limb, or an aging roof you want checked, plus your town and how soon you need someone.
  3. Get transferredThe call goes to an independent roofing company that is locally owned and works in Dallas-Fort Worth. It hears a quick summary of your call before it answers.
  4. Work with that companyIt inspects, prices and does the job, and you pay it (or your insurer does, as you arrange). If it cannot pick up, it gets your name, number, town and need so it can call you back.

Shingles in the yard or a limb on the roof? Tell the assistant what you see and your town. The roofing company you are connected with checks the damage in person and puts its scope and price in writing.

Call (469) 649-7066

About this line: DFW Expert Roofers is a free phone line, not a roofing contractor. It answers your call and connects you with an independent local roofing company, which inspects, quotes and does the work, and which you pay directly. Companies may pay a referral fee. Calling the line costs you nothing. See how a call is handled.

More pages that may help

Towns the line covers

Storm repair questions from DFW homeowners

What counts as storm damage on a roof?

Damage that arrives suddenly with a storm: shingles torn off or folded back by wind, a puncture from a falling limb, flashing pulled loose, hail bruises, or a section lifted by a tornado. Slow wear from sun and age is not storm damage, and insurers treat the two differently. A roofer can tell you which is which after looking at each slope. The after-the-storm guide walks through the first hours.

How much does storm damage roof repair cost?

Nobody can give an honest number before seeing the roof. The price depends on how many slopes were hit, whether decking or rafters broke, the pitch and height, the shingle being matched, and whether a tarp went on first. Prices come from the roofing company, never from the line, so ask that company for a written, itemized estimate, and if a claim is open, compare it line by line with the adjuster's estimate. The DFW roof replacement cost guide explains what moves the price of a full roof.

Will a Texas homeowners policy pay for storm damage to my roof?

Wind and hail damage that happens suddenly is covered by many Texas homeowners policies, yet each policy has its own deductible, exclusions and way of valuing an older roof. Ask your insurer three things: what your wind and hail deductible is, whether an older roof is valued at full replacement cost or with depreciation taken off, and how long you have to report the damage. The Texas roof insurance claim guide walks through the rest.

Should I wait for the adjuster before getting the roof tarped?

Usually not. If water can get in, ask your insurer what temporary protection it expects, then have a roofer cover the opening and keep the receipt and the before and after photos. Waiting days for an adjuster while rain soaks the attic can add interior damage to the claim. Do not go up yourself. Emergency roof repair and tarping explains how a tarp job is usually done.

If I call, who actually comes out to fix the roof?

An independent roofing company that is locally owned and takes storm work in your part of DFW. DFW Expert Roofers only answers the call, asks what happened and where you live, and passes you along. The roofing company then inspects, prices the job in writing, handles any permit and makes the repair; the bill is between you and that company, paid from your pocket or claim funds as you decide. The line may receive a referral fee from the company.

Storm opened up the roof? Call the free line

Say what the roof is doing and which town you are in. The automated assistant passes you to an independent roofing company that is locally owned and works in DFW. That company comes out, looks at the roof and prices the job itself.

Call (469) 649-7066

  • Picks up day or nightStorms here often hit in the evening. The assistant answers at 2 a.m. the same as at noon.
  • Costs you nothingThe line sends no bill. Any price you hear comes from the roofer, and you can ask for it on paper.
  • Check before you hireTexas issues no roofing license, so ask for an insurance certificate, a written contract and the permit your city requires.
  • Your call to makeListen to what the roofer found, read the estimate, and say yes only when it adds up.